Your Benefits Enrollment Guide

Which Medical Plan is Your Match?
Verizon Wireless offers competitive and valuable medical plan options to all our employees, but you have to choose the plan that’s best for you and your family. To help you make an informed decision about the medical plan option that will meet your needs year-round, you should understand how the options cover various health care expenses. We know that this is often a complicated decision that depends on many factors. Picking the medical plan that’s the best fit for you can save both you and VZW money.

Sample Scenarios to Help You Determine Your Match

Meet three hypothetical VZW employees: Mike, Elise, and Joanne. Each employee has a different health status, and different anticipated medical needs for the year. Find out more about the care each anticipates they will need during the year, the costs for the services they receive under each medical plan option, the option that ended up matching their needs, and why.

Please note that all estimates are for illustrative purposes only and assume:

• Full-time employment from 1/1/09-12/31/09 (if you begin work at Verizon Wireless after 1/1/09, your annual contributions for 2009 amount may be less than shown)
• Care from in-network providors, and
• Certified non-tobacco user status

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