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Your Benefits Enrollment Guide

Evidence of Insurability
As an employee, you do not need to provide evidence of insurability for child life insurance. Here are the requirements for evidence of insurability for basic, supplemental and spouse life insurance. Please note that MetLife is solely responsible for all evidence of insurability decisions and appeals.

  Basic Life Insurance Supplemental Life Insurance Spouse Life Insurance
New Hires
(within 45 days of hire date)
None Any amount over 1x's eligible pay. (Supplemental amount only) If you elect coverage of more than $25,000.
Annual Employee Benefits Enrollment If you are currently enrolled in the reduced $50,000 option and choose to increase to 2x's eligible pay. If you enroll for or increase your coverage by any level. If you enroll for or increase your spouse's coverage by any level.
Midyear
(within 60 days of relevant qualified status change)
If you are currently enrolled in the reduced $50,000 option and choose to increase to 2x's eligible pay. If you enroll for or increase your coverage by any level. If you elect coverage over $25,000 for a new spouse or increase coverage by any level.
     
 

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