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Enrollment
During Annual Employee Benefits Enrollment, you can choose your benefit
coverages for the year ahead. It's important to make your choices
carefully, as you will not be able to change your elections until
the next Annual Employee Benefits Enrollment period unless you have a relevant qualified
status change. Use this Benefits Enrollment Guide to find all the
information you need to make the benefit choices that are right
for you, then enroll early to avoid last-minute problems.
New Hires
You have 45 days from the date of hire to enroll in your benefits.
If you do not enroll or waive your coverage within 45 days from
your date of hire, you will automatically receive default coverage
for yourself only. To enroll, follow the instructions below:
- Visit About You > Health and select “Your Benefits Resources™” from the “Take Action” area on the right side of the page, or visit www.vzwbenefits.com.
- Enter your SSN number and select "Register as a New User" (to the right of your SSN).
- Enter your birthdate and home ZIP code to register and create a password.
- Once you have created a password successfully you can click the link to “Enroll in Your Benefits.”
- Make your benefit selections and verify your eligible dependents’ coverage. Be sure you check that your dependents are added to the appropriate plans.
- To certify your tobacco user status, click on “Choose Your Tobacco User Status”.
- Review your benefits elections carefully prior to completing enrollment. Once you complete enrollment, all elections are final and cannot be changed until the next Annual Employee Benefits Enrollment period.
- Once you have made your choices, click “Complete Enrollment” to save your selections. If you do not click “Complete Enrollment,” your selections will not be saved. Remember, you must enroll and certify to be eligible for the non-tobacco users credit.
- When you see the “Completed Successfully” screen, your enrollment process is complete.
- Print your “Completed Successfully” page for your records. A Confirmation Statement will also be available in your Secured Participant Mailbox on Your Benefits Resources™ within 24 hours.
Default coverage for Full-Time Employees consists of:
Default coverage for Part-Time Employees consists of:
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Changing Your Benefits Mid-Year
(Qualified Status Change):
You may only change your benefits during the plan year if you undergo a qualified status change as defined by IRS guidelines. Your enrollment must be completed within 60 days of the qualifying event. If you fail to enroll within 60 days of your event, you will not be eligible to enroll until the following Annual Employee Benefits Enrollment, usually held in the fall and effective the first of the following year. The following is a list of eligible qualified status changes as recognized by the IRS:
- You marry, annul your marriage, divorce, or
change your same-sex domestic partner status
- You have a baby, adopt, have a child placed into your custody
for adoption, have a child live with you whom you claim on you
Federal Income tax returns, or are required to provide coverage
under a QMSCO
- Your unmarried child gains or loses eligibility due to a change
in age or student status
- Your spouse, same-sex domestic partner, or dependent dies
- Your spouse, same-sex domestic partner, or dependent experiences
a change in employment
- You, your spouse, same-sex domestic partner, or dependent increases
or decreases work hours
Your change in coverage must be consistent with your qualified
status change. For instance, if you and your spouse have a child
you may increase you coverage from you+1 to you+family. You may
not decrease your coverage from you+1 to you only.
If you experience a qualified status change, and would like to update your coverage, follow the instructions below:
- Visit About You > Health, then select “Your Benefits Resources™” from the "Take Action" area on the right side of the page, or visit www.vzwbenefits.com.
- Within the "Find it Fast" box in the upper right hand corner of the site, the use the drop down menu and select "Your Coverage/Change," then click "Go".
- On the "Change Your Current Coverage" page, use the drop down menu to find the applicable QSC reason. In addition, enter the effective date for your life event and click the "Continue" button.
- You will need to indicate that you have experienced a QSC under IRS regulations by clicking "I agree."
- Make your benefit selections and verify your eligible dependents’ coverage. Be sure you check that your dependents are added to the appropriate plans.
- To certify your tobacco user status, click on “Choose Your Tobacco User Status.”
- Review your benefits elections carefully prior to completing enrollment. Once you complete enrollment, all elections are final and cannot be changed until the next Annual Employee Benefits Enrollment period.
- Once you have made your choices, click “Complete Enrollment” to save your selections. If you do not click “Complete Enrollment,” your selections will not be saved. Remember, you must enroll and certify to be eligible for the non-tobacco users credit.
- When you see the "Completed Successfully" screen, your enrollment process is complete.
- Print your "Completed Successfully" page for your records. A Confirmation Statement will also be available in your Secured Participant Mailbox on Your Benefits Resources™ within 24 hours.
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Annual Employee Benefits Enrollment
Every year we allow our employees the opportunity to make changes to their benefits. Annual Employee Benefits Enrollment is typically run in the fall for coverage effective January 1 of the following plan year. This is a great opportunity for employees to review their existing benefits and determine if any changes are needed for the following year.
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