Your Benefits Enrollment Guide

Business Travel and Occupational Accident
The Business Travel and Occupational Accident Insurance Plan provides extra protection if you die or are severely injured in an accident while performing your occupation, or while you are traveling on company business. These benefits are paid in addition to amounts paid from your life insurance and accidental death and dismemberment (AD&D) plans.

Learn more about the Business Travel and Occupational Accident Insurance Plan below:

• How the Plan Works
• Cost of Coverage
• Benefit Amount
• Schedule of Benefits

How the Plan Works

If you die as a result of an accident while you are performing your occupation, or while you are traveling on company business, your Basic Life Insurance beneficiary will receive the Business Travel and Occupational Accident death benefit in addition to benefits provided under Basic Life Insurance, Supplemental Life Insurance, Basic AD&D Insurance, and Supplemental AD&D Insurance, if you are enrolled in those plans. Your beneficiary will need to file a claim for benefits.

If you become paralyzed as a result of an accident while performing your occupation, or while traveling on company business, you will receive the applicable benefit. You’ll need to file a claim for the paralysis benefit.

If an accident results in the loss of your hand, foot, hearing, or sight, you’ll receive the applicable benefit. You’ll need to file a claim for these benefits.

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Cost of Coverage

Your coverage is automatic. Verizon Wireless pays the cost of this insurance, and there is no cost to you.

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Benefit Amount

The amount of your Business Travel and Occupational Accident Insurance coverage is three (3) times your “benefits pay,” to a maximum of $1,500,000.

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Schedule of Benefits

Benefits will be paid in accordance with the following schedule:

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